Life insurance is important, as it protects your family and lets you leave them a non-taxable amount at your absence. It is also used to cover your mortgage and your personal loans, such as your car loan. Your individual life insurance follows you when you retire and you are no longer insured by your employer.
We will personally analyse and recommend the best solution according to your needs, liabilities and cash flows. Different people have different needs and responsibilities. A purchase of blind insurance should not be a wise decision, an experienced adviser should be necessary to understand a better solution.
We deal with:
1. Term Insurance (Good for short-term) with convertibility option to UL
2. Universal and Whole Life Insurance (Permanent/Investment Insurance)
3. Critical Illness Insurance
4. No-medical Insurance
6.Mortgage Insurance etc